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Reluctant to have that loan since it appears complex?

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Item Information


  • You really must be a Hong Kong resident
  • You truly must be at the least 18 yrs old
  • You’ll want a monthly earnings of at minimum HKD5,000

How exactly to use

Existing client

Brand brand New client

Application Hotline

Document Upload

Easy steps for loan application via HSBC HK Mobile Banking software

Make an application for one on the HSBC HK Cellphone Banking software and experience a cleaner, easier application for the loan procedure.

  1. Get on the version that is latest for the mobile banking application
  2. Touch the menu bar regarding the left that is top
  3. Choose ‘Personal Instalment Loan’ under ‘Products & Services’

Note: The display display screen shows and also the pictures associated with the web site are for guide and example purposes just.

Loan resources and solutions

Publish supporting document for signature loans application

Which HSBC lending solution is your right match?

Look for a suitable loan item to complement along with your particular requirements by responding to a couple of easy concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart recommendations on loans

Discover tips about how to borrow sensibly.

Associated services and services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest regarding the credit you utilize in the place of a hard and fast payment that is monthly.

Consolidating the money you owe

Clear your debts faster utilizing the private Instalment Loan Balance Consolidation Program. 1 stop installment loans

Money Instalment Arrange

Supplemental income and economic freedom to realise your own personal objectives. Convert your available credit limitation into immediate cash or move the balance that is outstanding other charge cards to your HSBC charge card account.

To borrow or otherwise not to borrow? Borrow as long as it is possible to repay!



  1. Just relevant to clients who effectively submit an application for and drawdown the mortgage throughout the period that is promotional an approved loan level of HKD800,000 or above. Month-to-month flat price is 0.13% and Annualised portion Rate (APR) is 2.92% for a payment amount of year. The APR is determined utilizing technique specified in appropriate recommendations granted by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a guide rate, which include all relevant rates of interest, costs and costs for the product, expressed as an annualised price.
  2. To qualify for HKD100 money rebate beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit an individual Instalment application for the loan via HSBC site www. Hsbc.hk or HSBC private Web Banking plus the loan of HKD100,000 or above should be authorized throughout the marketing Period. To qualify for HKD100 money rebate beneath the Document Submission provide, an Eligible Customer must submit supporting document(s) needed because of the Bank for a financial loan application plus the Loan of HKD100,000 or above must certanly be approved throughout the marketing Period.
  3. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public holiday breaks: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual begins when all of the needed info is effectively input in to the Bank’s application assessment system while the Bank might provide the minute application result and investment disbursement. Processing time can vary in certain cases with regards to the real circumstances of individual applications.
  4. Minimal redraw is HKD3,000 and a Personal must has been had by you Instalment Loan take into account at the least a few months. The lender reserves the final right of enabling clients to redraw or otherwise not and has now single discernment to figure out the redrawn quantity and tenor.
  5. Please be aware that individuals never appoint any 3rd events to refer private Instalment loan requests to us and won’t process any application that has been introduced by a 3rd party under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.

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